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Addressing liability insurance coverage for contractors

On Behalf of | Apr 15, 2022 | Construction Law |

It could be nearly impossible to predict the issues that might arise on the site of a new project. The risks of bodily injury or property damage may be ever-present on virtually any construction site in California, and these may be just two topics that a general liability insurance plan might cover. However, while carrying liability insurance can be vital in various ways, it might not always be enough to prevent an unfortunate situation from leading to intense construction disputes.

Liability coverage

According to experts, contractor general liability insurance could provide various types of coverage. For instance, should a person suffer a fall at a job site, such an insurance plan might help cover certain costs stemming from the incident should this party choose to pursue legal recourse. However, such insurance plans might not provide coverage if the injured party works for the contractor, as this would likely fall under workers’ compensation insurance coverage.

If contractors or their employees cause damage to a property while performing tasks, liability insurance may also help cover the costs of repair. Such a plan may also provide coverage should a property owner seek restitution through legal avenues. While liability coverage may help protect a contractor’s financial stability under various situations, it might not always shield a company from facing disputes, or even legal action.

Facing disputes

There could be a multitude of scenarios in which disputes can arise on the site of a construction project. As the outcome of construction disputes can take a significant toll on all parties involved, those who face similar circumstances could consider retaining the services of an attorney for guidance on their options and the best course of action to take. An attorney in California can examine the situation a client is facing and assist him or her in creating a strategy to seek the best outcome achievable concerning the future of his or her company through the proper outlets.